This is

The digital banking platform you and your customers will love.

A platform
for bankers.

Say goodbye to siloed data, disparate systems and frustrating limitations. Layer provides a platform that brings together existing systems and data to enable financial institutions to create new digital experiences at ease, all in one place.

Trusted by.

Financial Institutions of all sizes use Layer’s Digital Banking Platform to drive innovation and transform their business quickly and efficiently.

Who is it for?

Layer’s digital banking platform enables retail, business and islamic banks to deliver far superior customer experiences with an increased set of digital capabilities, all from one unified platform.

Retail banking

Give customers the perfect blend of traditional and neo-bank capabilities. All on a single platform that works seamlessly across any device.

Business banking

Fast, secure and mobile, show small business customers some love by providing them with the best money management tools to take the stress out of their financial management and help them drive their business.

Islamic banking

A flexible and innovative banking solution enabling Shari’ah compliant banking innovation, scalability and increased user engagement.

Bring your
ideas to life.

With our Experience Studio, we give banks the ability to create unique experiences for different customer segments with limitless customisation options. One app for millennials, another for professionals, all from the same platform.

Our platform supports over 25m end-users from all over the globe in over 5 languages.

We are enabling banks of all sizes to digitalise their banking stack to offer innovative digital financial products, delivering world class user experiences.

People
are talking.

We only succeed when our clients and their customers succeed. Here’s what some of our amazing clients have to say about us and our platform.

Frequently asked
questions.

Layer (formerly Ubanquity Systems) is one of the global leaders in the Fintech industry, offering a broad range of products, solutions and services for retail banks, corporate banks, Islamic banks, credit unions, insurance companies and non-financial institutions. Our solutions are renowned for their innovation, security and flexibility to deliver simple, yet superior experiences for our clients and their customers.

Our group employs more than 70 people across the globe serving over 25million end-users in over 20 countries.

Founded in 2011, we are headquartered in Dublin, with a presence in Dubai and Lagos.

Our platform sits on top of the bank’s core banking system(s) and unifies data and functionality to create new and better digital experiences for employees and customers. Over time we replace the ageing systems with our own platform modules or services from our partners allowing the bank to run operations easier and more efficiently than ever before, all from one unified platform.

Say goodbye to siloed data, disparate systems and frustrating limitations. Layer offers the perfect blend of traditional and neo-bank capabilities that dramatically decreases cost, revolutionises the customer journey and enables banks to become truly digital.

Our platform de-risks and accelerates a bank’s digital transformation journey.

Layer is a global platform provider. Financial Institutions of all sizes from all over the globe use Layer’s Digital Banking Platform to drive innovation and transform their business quickly and efficiently. No matter where in the world you are, we can provide you with the tools to deliver real change.

On average, a full digital transformation project can take anywhere between 4 – 6 months. That’s half the time of our competitors. We have the clients to prove it and will be happy to share this with you.

Well, that depends. What we can say is our digital banking platform is 50% less expensive than any of our competitors. In our latest project, we saved the bank over €3m in Opex the first year alone. Get in touch and we can demonstrate all the benefits our platform provides.

Want to know more?

Let's talk

We've changed our name from Ubanquity to Layer