This is

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The digital banking platform you and your customers will love.

the SaaS banking transformation platform.

Digitally transform your bank without the need to replace your core systems in less than four months.

Layer banking console

Trusted by.

Financial Institutions of all sizes use Layer’s Digital Banking Platform to drive innovation and transform their business quickly and efficiently.

Who is it for?

Layer’s digital banking platform enables retail, business and Islamic banks to deliver far superior customer experiences with an increased set of digital capabilities, all from one unified platform.

retail banking.

Give customers the perfect blend of traditional and neo-bank capabilities. All on a single platform that works seamlessly across any device.

business banking.

The best money management tools that take the stress out of financial management and help your business customers grow their bank.

Islamic banking.

A flexible and innovative banking solution enabling Shari’ah compliant banking innovation, scalability and increased user engagement.

Bring your
ideas to life.

With our Experience Studio, we give banks the ability to create unique experiences for different customer segments with limitless customisation options. One app for millennials, another for professionals, all from the same platform.

People
are talking.

We only succeed when our clients and their customers succeed. Here’s what some of our amazing clients have to say about us and our platform.

Frequently asked
questions.

Layer (formerly Ubanquity Systems) is one of the global leaders in the Fintech industry, offering a broad range of products, solutions and services for retail banks, corporate banks, Islamic banks, credit unions, insurance companies and non-financial institutions. Our solutions are renowned for their innovation, security and flexibility to deliver simple, yet superior experiences for our clients and their customers.

Our group employs more than 70 people across the globe serving over 25million end-users in over 20 countries.

Founded in 2011, we are headquartered in Dublin, with a presence in Dubai and Lagos.

Our platform sits on top of the bank’s core banking system(s) and unifies data and functionality to create new and better digital experiences for employees and customers. Over time we replace the ageing systems with our own platform modules or services from our partners allowing the bank to run operations easier and more efficiently than ever before, all from one unified platform.

Say goodbye to siloed data, disparate systems and frustrating limitations. Layer offers the perfect blend of traditional and neo-bank capabilities that dramatically decreases cost, revolutionises the customer journey and enables banks to become truly digital.

Our platform de-risks and accelerates a bank’s digital transformation journey.

Layer is a global platform provider. Financial Institutions of all sizes from all over the globe use Layer’s Digital Banking Platform to drive innovation and transform their business quickly and efficiently. No matter where in the world you are, we can provide you with the tools to deliver real change.

On average, a full digital transformation project can take anywhere between 4 – 6 months. That’s half the time of our competitors. We have the clients to prove it and will be happy to share this with you.

Well, that depends. What we can say is our digital banking platform is 50% less expensive than any of our competitors. In our latest project, we saved the bank over €3m in Opex the first year alone. Get in touch and we can demonstrate all the benefits our platform provides.

27
Sep
Dublin-based fintech Layer joins Mastercard Start Path to scale innovation

Dublin, 12 August 2021: Today the award-winning global startup engagement program Mastercard Start...

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01
Mar
Hello world, meet Layer

Today, we’re changing our name from Ubanquity to Layer We believe that everyone, no matter who...

Continue Reading

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recent
news.

Irish-based platform Layer to transform digital banking experience across Bahrain through latest partnership
Irish-based platform Layer to transform digital banking experience across Bahrain through latest customer launch  Layer joins forces with Al Baraka...
Digital banking platform Layer partners with embedded finance leader Railsbank to offer combined services
Layer and Railsbank will provide enhanced financial services to brands and companies across retail, telecoms and more UNITED KINGDOM: Digital...
Dublin-based fintech Layer joins Mastercard Start Path to scale innovation
Dublin, 12 August 2021: Today the award-winning global startup engagement program Mastercard Start Path welcomes 11 fintech companies into its...
Hello world, meet Layer
Today, we’re changing our name from Ubanquity to Layer. We believe that everyone, no matter who they are or where they’re from, should have access to the best financial services.

We've changed our name from Ubanquity to Layer