rapid transformation

accelerate digital transformation.

Offer your customers a perfect blend of traditional and neobank capabilities on a single SaaS platform without replacing your core systems.

USE ONLY WHAT YOU NEED

Plug and play modules.

The platform is built on micro-services architecture allowing our clients to pick and choose the services they need and test them in our sandbox environment.

SaaS banking diagram

creative hub

one platform to run your entire bank.

Our digital banking platform enables banks to radically simplify and unify data & technology capabilities, delivering a superior customer experience for bank employees and banking customers.

Layer banking console

how we deliver.

We have proven services to guide you expertly through a safe and successful implementation whatever route you choose.

public
cloud.

Run your banking service from the cloud with Layer SaaS where our expert managed services provide full mission-critical service delivery, leaving you to focus on your customers.

private
cloud.

For businesses who already have hosting services, our private cloud solution is the perfect option giving you all the features of our public cloud solution in your own private cloud. 

on
-premise.

For businesses who operate in highly-regulated jurisdictions, our on-premise solution gives you complete control over the platform. Our on-prem solution is upgraded on an agreed cadence with our clients.

BANKING SUITE

launch products
your customers will love.

A perfect blend of traditional and neobank capabilities. All on a single platform that works seamlessly across any device.

deposit account.

Standard deposit and transaction account that supports a wide range of services.

savings account.

Interest-bearing savings accounts with a high level of configuration.

savings goals.

Set up savings goals and rules and track progress along the way.

payments.

Send and receive payments easily at a touch of a button.

debit
cards.

A variety of debit card options with contactless payments.

virtual
cards.

Offer single-use cards to your customers when shopping online for extra safety.

credit
cards.

Fully configurable credit cards with built-in rewards.

loans.

Offer and manage secured and unsecured loans from one dashboard.

fx
accounts.

Allow your customers to pay like a local and get favourable exchange rates.

eWallet.

Offer secure and convenient storage of customer data in a digital wallet.

pfm.

Money management with spending analytics and insights.

loyalty.

Gameify typical elements of banking to encourage customer engagement.

future proofed

Marketplace
banking.

The Layer Marketplace allows you to easily integrate with innovators and market-leaders to extend your digital bank on our platform.

Layer Marketplace banking

innovation through data

Machine Learning and Artificial Intelligence.

Leverage data through our embedded AI and machine learning module at scale. Offering banks predictive analytics enables them to develop new classification and predictive models. This includes customer attrition, next best offer, transaction categorisation, fraud detection, credit risk, charge-off detection and personalised products and services.

beautiful experiences
on any touchpoint.

Our banking platform helps your bank drive innovation and deliver outstanding user experiences on any channel or touchpoint. 

Layer banking wearables

Our platform supports
over 25m end-users
from all over the globe in
over 5 languages.

We are enabling banks of all sizes to digitalise their banking stack to offer innovative digital financial products, delivering world class user experiences.

layer client map

We've changed our name from Ubanquity to Layer